TLC Payment Plans
Flexible Dental Finance
TLC (Total Lifestyle Credit) provides flexible finance options that allow you to start your dental treatment now and pay over time.
Rather than delaying important dental care, TLC offers payment plans designed to suit your budget with straightforward repayments and flexible loan terms.
Benefits of TLC
- Begin treatment without large upfront costs
- Flexible repayment terms of up to 84 months
- Competitive interest rates for eligible applicants
- No early payout fees
- Fast online application process
- Protected under Australian consumer credit legislation
- Additional treatment costs can often be added to your existing plan (subject to approval)
Simple Application Process
1
Discuss your treatment plan with your dentist.
2
Complete your TLC application online.
3
Receive approval (subject to lending criteria).
4
Start your dental treatment while making manageable repayments.
Frequently Asked Questions
What is TLC dental finance?
TLC provides financing options that may help eligible patients manage the cost of dental treatment by spreading expenses over repayments rather than paying the entire treatment cost upfront. This can be useful for patients considering more extensive dental treatment at Hills Dental Care.
Can I use TLC for dental treatment at Hills Dental Care?
TLC may be used by eligible patients to help fund a range of dental treatments at Hills Dental Care in Castle Hill. Approval, loan amounts, repayments and lending criteria are determined by TLC.
What dental treatments can I finance with TLC?
Depending on eligibility and approval, finance may be available for treatments such as dental implants, crowns, veneers, smile makeovers and other eligible dental procedures. Our team can provide you with a treatment plan and estimate before you apply.
Can I finance a smile makeover?
Yes, eligible patients may be able to use TLC finance towards a smile makeover. This can be particularly helpful when a treatment plan involves multiple crowns, veneers or other cosmetic dental procedures.
Can TLC finance be used for dental implants?
Eligible patients may be able to use TLC finance for dental implant treatment, including larger or more comprehensive implant treatment plans. Your dentist will first assess your individual needs and provide an appropriate treatment plan.
Can I use TLC for crowns or veneers?
Depending on approval and eligibility, TLC finance may be an option for patients undergoing treatments such as dental crowns or veneers at Hills Dental Care.
How much can I borrow for dental treatment?
The amount available will depend on TLC’s current lending criteria, your individual circumstances and approval. Hills Dental Care does not determine finance eligibility or lending limits.
How do I apply for TLC dental finance?
Once you have received your dental treatment plan and estimated costs, you can apply directly through TLC. TLC will assess your application and advise you of the available finance options and repayment terms.
Does applying for TLC guarantee that I will be approved?
No. Finance is subject to TLC’s eligibility requirements, application process and approval. Hills Dental Care cannot guarantee finance approval.
How much will my dental repayments be?
Repayments depend on factors including the amount financed, loan term, applicable interest rates, fees and the finance product you’re approved for. TLC can provide the exact repayment information before you enter into an agreement.
Do I need to pay a deposit for my dental treatment?
This can depend on your treatment plan and finance arrangements. Our Hills Dental Care team can explain any practice payment requirements when your treatment is planned.
Can I get a treatment quote before applying for finance?
Yes. We recommend having a consultation first so your dentist can assess your needs and prepare an individual treatment plan and estimate. You can then make a more informed decision about your payment or finance options.
Is TLC the same as accessing my superannuation for dental treatment?
No. Dental finance and accessing superannuation are different payment pathways with different eligibility requirements and processes. Our team can explain the payment options available, but financial advice and approval should come from the relevant provider.
How do I get started?
Book a consultation with Hills Dental Care in Castle Hill. We can assess your dental needs, discuss suitable treatment options and provide an estimate so you understand the expected costs before considering your payment options.